Civra Insurance Solutions

Physician Owned Protection

ABOUT CIVRA

Physician-Owned Malpractice Insurance Designed for Healthcare Providers

A Smarter Alternative to Traditional Malpractice Coverage

Medical malpractice insurance is one of the fastest-growing expenses for healthcare providers. Yet, after years of paying premiums, most practices receive little more than coverage—no ownership, no financial return, and limited control over claims decisions.

CIVRA Insurance Solutions was created to change that.

Built by physicians for physicians, CIVRA offers a captive insurance solution that gives qualified healthcare organizations greater control, enhanced transparency, and the opportunity to create long-term value from their malpractice insurance program.

WHY CIVRA

Why Choose CIVRA?

Greater Control

Participate more actively in claims management and defense strategy decisions instead of relying solely on traditional insurance carriers.

Long-Term Cost Stability

Reduce your dependence on unpredictable commercial insurance markets with a strategy focused on long-term sustainability.

Ownership Potential

Unlike traditional insurance, where premiums become a recurring expense, a captive model allows eligible participants to benefit from potential rebates, renewal credits, and profit-sharing opportunities based on performance.

Complete Transparency

Gain greater visibility into underwriting, claims performance, and overall program management.

THE CIVRA STORY

Why CIVRA Was Created

CIVRA was founded by physicians who experienced the same frustrations many healthcare providers face today.

After years of purchasing malpractice insurance with rising premiums and little control, they asked a simple question:

"Why should we continue paying premiums without creating any long-term value for our own practices?"

That question led to the creation of a physician-owned captive insurance program designed to align the interests of healthcare providers with their insurance strategy.

WHO WE SERVE

Is CIVRA Right for Your Practice?

Our program may be an excellent fit for:

Physician-owned urgent care groups
Independent physicians
Outpatient specialty practices
Multi-location medical organizations
Practices with strong claims histories and disciplined risk management

GETTING STARTED

Our Simple Evaluation Process

Getting started is straightforward.

Share your current malpractice policy and loss history.

Our team reviews your coverage, premiums, and claims performance.

Receive a confidential assessment to determine whether a captive insurance solution could benefit your practice.

There is no obligation, and every review is handled with complete confidentiality.

COMPARE THE MODEL

The CIVRA Difference

Traditional Insurance	CIVRA Captive Insurance
Premiums become an expense	Premiums may create long-term value
Limited claims involvement	Greater participation in claims management
No financial return	Potential rebates, renewal credits & profit-sharing
Limited transparency	Greater visibility and control

EXPERIENCED PROFESSIONALS

Professional Support Every Step of the Way

Your program is backed by experienced professionals, including:

Captive Management Experts Actuarial Consultants Claims Specialists Legal Advisors CPA & Tax Professionals

This experienced team helps ensure your program is managed with the highest standards of governance and compliance

CONFIDENTIAL REVIEW

Schedule a Confidential Review

Discover whether a physician-owned captive insurance program could help your organization reduce long-term malpractice costs while creating greater value from the premiums you already pay.

Ready to Learn More? →

Contact CIVRA Insurance Solutions today to schedule your complimentary confidential review.

CONTACT CIVRA